Privacy Policy

1. Introduction

niveshankIQ ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you use our trading application (the "App"), as well as through any related services we may offer (such as our website, mobile apps, etc.).

2. Information We Collect

  • Personal Data: Information such as your name, email address, phone number, date of birth, gender, and trading preferences.
  • Financial Data: Information about your trading history, portfolio details, and transaction records, including both purchase and sale transactions.
  • Technical Data: Information collected automatically, including your IP address, device information, browser type, system details, and usage patterns.
  • Third-Party Data: Data from any linked accounts, such as those from source systems (e.g., Mero Share). This may include information necessary to sync your active stocks.

3. How We Use Your Data

We use your data to:

  • Provide, maintain, and improve the App's AI-driven features.
  • Personalize trading recommendations and risk management insights.
  • Sync the active stocks from your linked accounts.
  • Display returns (positive or negative) based on the latest traded prices.
  • Monitor for and detect fraudulent activity, and enforce our Terms of Service. In the future, we may refine our AI capabilities for personalized trading alerts, buy/sell/hold suggestions, and market sentiment analysis. These features may require additional personal data, which will be processed only with your explicit consent.

4. Data Security

We implement industry-standard security measures such as encryption and secure access controls to protect your personal data. We also periodically update our encryption methods and API keys to ensure the ongoing security of your sensitive information. However, please note that no system is 100% secure, and we cannot guarantee absolute security of your data. You are encouraged to take steps to protect your own account, such as using strong, unique passwords and keeping your login credentials confidential.

5. Your Rights

You have the right to access, correct, or update your personal data at any time. Additionally, you may request the deletion of your data, subject to applicable regulatory requirements. To exercise these rights, please contact us at [email protected]. We may require you to verify your identity before processing any requests.

6. Third-Party Services

Currently, we do not share your data with third-party services. However, in the future, we may use third-party services to enhance the App's features, such as for AI-driven recommendations or market sentiment analysis. In such cases, we will not share your personal data with these third parties without your explicit consent. If and when we introduce third-party services, we will update this Privacy Policy accordingly and notify you of any significant changes.

7. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will post the updated policy on this page and may notify you via email or through the App. Continued use of the App after any changes to this Privacy Policy will constitute acceptance of the updated terms.

8. Data Retention

We retain your data only for as long as necessary to provide our services. If you wish to delete your account or any associated data, you can request this at any time, and we will comply with your request.